Moss Point, Mississippi, a Jackson County city: worked cases for a second auto repair location, a florist's coolers and a gas station store's rent step and coolers, plus ZIP 39563 employer counts.
At a glance
- Employer establishments, ZIP 39563
177 (ZBP 2023)
- Under five employees, ZIP 39563
41.2% of employer establishments (ZBP 2023)
- Self-employed residents, Moss Point, MS
7.5% (±3.2) of employed residents 16 and over (ACS 2020-2024)
Air compressor, scan tool and technician payroll for a second auto repair location in Moss Point, MS
A Pascagoula, MS auto repair shop adding a second location in Moss Point carries two kinds of cost before the new bays bring in steady work: equipment for the space and technician payroll.
Illustration only, invented figures: the second shop needs an air compressor and tank ($7,480), a diagnostic scan tool ($5,960) and technician carts and hand tools ($3,215), $16,655 in all. Spread across 36 monthly payments at an 11.45% annual rate, the equipment costs the shop $548.82 each month and $19,757.52 by the last payment, $3,102.52 of which is interest. Running air lines through the building is property work outside this site; the compressor unit is equipment.
In the same invented example, two technicians cost $5,940 per biweekly payroll, and the first commercial accounts at the new address pay 35 days after the work. That wait holds 2 or 3 paydays, $11,880 to $17,820, a gap that working capital can carry.
Two floral coolers and a design table for a Moss Point, MS florist
A Moss Point, MS florist that sells more arrangements than its one cooler can hold may price a second cooler before the busy months instead of turning orders away.
Illustration only, invented figures: two glass-door floral coolers at $5,980 each and a design table at $1,340, $13,300 in all. At a 12.75% annual rate over 30 months, the package costs $520.07 a month, $15,602.10 by the last payment and $2,302.10 of interest.
Both coolers in this invented case are self-contained units that plug into existing outlets. A walk-in cooler, or any new circuit or drain for one, is property work outside this site.
A rent step at renewal and two reach-in coolers at a Moss Point, MS gas station store
A renewal is the moment a gas station operator in Jackson County, MS can see the next few years of rent in one number. The useful figure at that point is the full cost of the increase, not the monthly step.
Illustration only, invented figures: the store rent rises from $3,600 to $3,960 a month on a 60-month renewal, which adds $21,600 over the term. The operator also replaces two reach-in coolers for $14,900; at an 11.85% annual rate over 48 months the payment is $391.28, with $3,881.44 of interest. Keeping the 48-month schedule inside the 60-month renewal means the coolers are paid off before the lease comes up again.
Only the store side is in scope: the fuel side of a station is outside this site. Jackson County, MS held 73 gasoline station establishments with paid staff in 2023, by the County Business Patterns tally (NAICS 4471).
ZIP 39563 employer counts for Moss Point, MS businesses
ZIP 39563 carries the Moss Point name; a smaller part of the city lies in ZIP 39562. ZIP Code Business Patterns logged 177 employers at ZIP 39563 addresses in 2023; at 41.2% of those, the staff numbered fewer than five.
Retail trade had the most of those establishments, 34, ahead of accommodation and food services with 28, health care and social assistance with 25 and other services, the sector that includes auto repair, with 22, among others.
ZIP 39567 and Jackson County, MS figures are on the Pascagoula, MS page, and other nearby communities are on the communities around Pascagoula page.
The process after a request for owners based near Moss Point, MS
- Phone (228) 283-6705 first or use the request form on this site instead.
- Then the details reach partners for review on their own terms.
- The partner may work through the details, and the partner makes the call.
- An offer, if one comes, needs a careful look at cost and terms; you can accept or decline.
Owners based in Moss Point, MS can get started from wherever they work, by phone or on the web.
Company types a partner may review in and about Moss Point, MS
A Moss Point, MS business owner can read the site's own trade pages; the ones on auto repair shops, restaurants, construction contractors and manufacturers are linked here. Each partner looking at the file answers the request by its own standards.
Documents to assemble for companies near Moss Point, MS
- The newest statements issued by the business's bank with all pages attached
- The tax return the business filed last, plus personal returns at a partner's request
- An income statement that is up to date and a month-end balance sheet
- Photo ID from a government agency for each person who holds equity
- A record of open advances, loans and leases, including each monthly payment
- The dealer's quote for the equipment, with the seller, model and total listed
Requirements vary from one partner to the next, so the items above are a first step.
By Deerbrook Lenders · Updated
